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<channel>
<title>MD Physician Services</title>
<link>http://md.cma.ca</link>
<description>Latest news &amp; announcements from MD Financial</description>
<language>en-us</language>

<image>
<title>MD Physician Services</title>
<url>http://mdm.ca/content/images/feed-logo.gif</url>
<link>http://md.cma.ca</link>
<width>140</width>
<height>60</height>
</image>
<item>
<title>Listen to analysis of market performance in 2011 and MD’s view on opportunities in 2012</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
</item>
<item>
<title>MD Physician Services Raises Key Physician Concerns in Pre-Budget Consultation</title>
<link>http://mdm.ca/news/2012/pre-budget-consultation.asp</link>
</item>
<item>
<title>Supreme Court decision on national securities regulator: what it means for investors</title>
<link>http://mdm.ca/news/2011/national-securities-regulator.asp</link>
</item>
<item>
<title>MD ServiceCentre outperforms world-class call centres in customer satisfaction survey</title>
<link>http://mdm.ca/news/2011/md-service-centre-outperforms.asp</link>
</item>
<item>
<title>MD Physician Services Ranked Number One in Asset Growth</title>
<link>http://mdm.ca/news/2011/mdps-ranked-number-one-in-asset-growth.asp</link>
</item>
<item>
<title>Bank of Canada maintains one per cent target rate</title>
<link>http://mdm.ca/news/2011/bank-of-canada-december.asp</link>
</item>
<item>
<title>MD excels in investor satisfaction</title>
<link>http://mdm.ca/news/2011/investor-satisfaction.asp</link>
</item>
<item>
<title>Policy-makers key to sustained economic growth</title>
<link>http://mdm.ca/investment-strategy/economic-updates/</link>
</item>
<item>
<title>Listen to analysis of Q3 performance, policy-makers and 'risk-on; risk-off' trading</title>
<link>http://mdm.ca/webcasts/md-fund-performance/?WT.mc_id=q3wc1100460</link>
</item>
<item>
<title>Bank of Canada maintains a target rate of one per cent</title>
<link>http://mdm.ca/news/2011/bank-of-canada-october.asp</link>
</item>
<item>
<title>Recent market volatility - message from the Chief Investment Officer</title>
<link>http://mdm.ca/investment-strategy/economic-updates/archives/october2011.asp</link>
</item>
<item>
<title>Bank of Canada maintains a target rate of one per cent</title>
<link>http://mdm.ca/news/2011/bank-of-canada-september.asp</link>
</item>
<item>
<title>MD Physicians Services Software Inc. achieves ISO 13485 certification</title>
<link>http://mdm.ca/news/2011/iso-certification.asp</link>
</item>
<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_12.asp</link>
</item>
<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_11.asp</link>
</item>
<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_10.asp</link>
</item>
<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_9.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_8.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_7.asp</link>
</item>
<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_6.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_5.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_4.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_3.asp</link>
</item>

<item>
<title>Flash market update</title>
<link>http://mdm.ca/news/2011/flash_market_update_2.asp</link>
</item>

<item>
<title>European sovereign debt worries continue to weigh on equity markets</title>
<link>http://mdm.ca/news/2011/european-sovereign.asp</link>
</item>

<item>
<title>Market volatility reflecting a crisis of confidence among investors</title>
<link>http://mdm.ca/news/2011/market_volatility.asp</link>
</item>

<item>
<title>Debt ceiling vote – the aftermath</title>
<link>http://mdm.ca/news/2011/debt_ceiling.asp</link>
</item>

<item>
<title>Listen to an overview of international market performance in Q2</title>
<link>http://mdm.ca/news/2011/currency-exchange-rates.asp</link>
</item>

<item>
<title>Bank of Canada maintains a target rate of one per cent</title>
<link>http://mdm.ca/news/2011/bank-ofcanada-maintains-target-3.asp</link>
</item>

<item>
<title>Can fluctuations in currency exchange rates affect the value of your international portfolio?</title>
<link>http://mdm.ca/news/2011/currency-exchange-rates.asp</link>
</item>

<item>
<title>Has there been a more opportune time to take the plunge into the U.S. real estate market?</title>
<link>http://mdm.ca/news/2011/US-real-estate.asp</link>
</item>

<item>
<title>Federal budget announced</title>
<link>http://mdm.ca/news/2011/federal-budget-announced.asp</link>
</item>

<item>
<title>Bank of Canada holds target rate at one per cent</title>
<link>http://mdm.ca/news/2011/bank-of-canada-holds.asp</link>
</item>

<item>
<title>EMR Best Practices to be shared at sixth annual user conference</title>
<link>http://mdm.ca/news/2011/emr-best-practices-to-be-shared.asp</link>
</item>

<item>
<title>Q1 overview of economies and markets and their impact on investment performance</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>Political unrest in the Middle East, natural disasters in Japan, European debt concerns, currency fluctuations…all contributed to an interesting Q1 in the markets.</description>
</item>

<item>
<title>QMA signs insurance agreement with MD Physician Services</title>
<link>http://mdm.ca/news/2011/qma-agreement-with-md.asp</link>
</item>

<item>
<title>Bank of Canada continues to hold target rate at one per cent</title>
<link>http://mdm.ca/news/2011/bank-of-canada-continues.asp</link>
</item>

<item>
<title>Japan’s impact on MD portfolios</title>
<link>http://mdm.ca/news/2011/japan-impact.asp</link>
</item>

<item>
<title>Bank of Canada maintains target rate at one per cent</title>
<link>http://mdm.ca/news/2011/bank-ofcanada-maintains-target-2.asp</link>
</item>

<item>
<title>MD named a top employer for 2011</title>
<link>http://mdm.ca/news/2011/md-named-a-top-employer.asp</link>
</item>

<item>
<title>Bank of Canada maintains target rate at one per cent</title>
<link>http://mdm.ca/news/2011/bank-ofcanada-maintains-target.asp</link>
</item>

<item>
<title>MD Physician Services Inc. announces changes to the investment advisors for MD Growth Investments Limited, and a investment advisor addition for several other MD mutual funds</title>
<link>http://mdm.ca/news/2010/md-physician-services-inc-announces-changes.asp</link>
</item>

<item>
<title>Bank of Canada holds target rate at one per cent</title>
<link>http://mdm.ca/news/2010/bank-of-canada-holds-target-rate.asp</link>
</item>

<item>
<title>Bank of Canada raises overnight rate</title>
<link>http://mdm.ca/news/2010/bank-of-canada-raises-sept8.asp</link>
</item>

<item>
<title>Low fees, high performance</title>
<link>http://mdm.ca/news/2010/md-an-all-star-company-that-delivers-low-fees-high-performance.asp</link>
</item>

<item>
<title>Impact of recent European bank stress tests on MD holdings</title>
<link>http://mdm.ca/news/2010/impact-of-recent-european-bank-stress-tests-on-md-holdings.asp</link>
</item>

<item>
<title>Bank of Canada raises overnight rate</title>
<link>http://mdm.ca/news/2010/bank-of-canada-raises-overnight-rate-july20.asp</link>
</item>

<item>
<title>Important notice regarding the Harmonized Sales Tax (HST) in Ontario and British Columbia</title>
<link>http://mdm.ca/news/2010/harmonized-sales-tax-in-ontario-and-british-columbia.asp</link>
</item>

<item>
<title>Increase in leading economic indicators positive for U.S. economic growth</title>
<link>http://mdm.ca/news/2010/increase-in-leading-economic-indicators-positive-for-us-economic-growth.asp</link>
</item>

<item>
<title>Bank of Canada raises overnight rate</title>
<link>http://mdm.ca/news/2010/bank-of-canada-raises-overnight-rate.asp</link>
</item>

<item>
<title>Markets react to Germany's regulation announcement</title>
<link>http://mdm.ca/news/2010/recent-stock-market-volatility.asp</link>
</item>

<item>
<title>Recent stock market volatility</title>
<link>http://mdm.ca/news/2010/recent-stock-market-volatility.asp</link>
</item>

<item>
<title>Free EMR licences for MD PS Suite offered to Canadian medical schools</title>
<link>http://mdm.ca/news/2010/free-emr-licences-for-mdps-suite-offered-to-canadian-medical-schools.asp</link>
</item>

<item>
<title>Value added benefit for CMA Members - no licencing fees for use of the mydoctor.ca&#174; Health Portal</title>
<link>http://mdm.ca/news/2010/value-added-benefit-for-cma-members.asp</link>
</item>

<item>
<title>MD Physician Services broadens life insurance offering with Manulife</title>
<link>http://mdm.ca/news/2010/life-insurance-offering-with-manulife.asp</link>
</item>

<item>
<title>Bill 53 legislation proclaimed - How Alberta's rules impacts medical professional corporations</title>
<link>http://mdm.ca/solutions/financial-advice/incorporation/#bill53-advisor-article</link>
</item>

<item>
<title>Determine your tax strategy</title>
<link>http://mdm.ca/solutions/investments/strategies/tax.asp</link>
<description>There are certain strategies you can implement to make your investments tax efficient and minimize the amount of income tax you pay. Fill in our questionnaire to see how tax wise your investments are.
</description>
</item>

<item>
<title>2009 Year End review of MD Funds podcast now available</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>Listen as Craig Maddock Vice President, Investments and Charley Keenan, Marketing Manager at MD Physician Services discuss market trends in 2009 and how MD Funds responded.
</description>
</item>

<item>
<title>Important information about your 2009 MD Management tax slips</title>
<link>http://mdm.ca/news/2010/2009-tax-slips.asp</link>
<description>In June 2009, MD Management converted to a new account management system. For this year only you will receive tax slips from both the old and new systems.
</description>
</item>

<item>
<title>The 2009 RRSP contribution limit is $21,000 and contributions must be received by March 1st 2010.</title>
<link>http://mdm.ca/solutions/investments/strategies/</link>
</item>

<item>
<title>MD integrates to serve you better</title>
<link>http://md.cma.ca/brand/</link>
<description>
Message from the President.
</description>
</item>

<item>
<title>MD Physician Services Inc. announces fund enhancements</title>
<link>http://mdm.ca/news/2009/md-physician-services-inc-announces-fund-enhancements.asp</link>
<description>
Find out more about recent enhancements we've made to the MD International Growth Fund and MD Dividend Fund.
</description>
</item>

<item>
<title>MD account management system gets second scheduled update</title>
<link>http://mdm.ca/system-update/december/</link>
<description>
On December 7, 2009, a system update added account rate of return, corrected a number of known problems and addressed some issues from client feedback.
</description>
</item>

<item>
<title>MD Private Investment Counsel ranked 5th in assets</title>
<link>http://mdm.ca/news/2009/md-private-investment-counsel-ranked-5th-in-assets.asp</link>
<description>
Investor Economics recently released their "Summer 2009 Fee-based Report" which provides a tally of the fee-based market through mid-2009 and detailed tracking of product, competitor and sector-specific developments. 
</description>
</item>

<item>
<title>Get a mortgage at home</title>
<link>http://mdm.ca/solutions/banking/mobile/</link>
<description>
National Bank credit specialists meet when and where you want.
</description>
</item>

<item>
<title>Securing your retirement with insured annuities</title>
<link>http://mdm.ca/solutions/investments/insured-annuities/</link>
<description>
You've worked hard and planned carefully to build your investments. But will your investments provide a steady and guaranteed source of income to support the lifestyle you want in retirement?
</description>
</item>

<item>
<title>Expansion of life insurance offerings</title>
<link>http://mdm.ca/news/2009/md-physician-services-inc-expands-life-insurance-offerings.asp</link>
<description>
MD Physician Services Inc. Expands Life Insurance Offerings
</description>
</item>

<item>
<title>Quarterly podcasts - the 3rd quarter in review</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>
Equity markets continued to rise through September. In this podcast, Craig Maddock, Assistant Vice President, Investment Management Group at MD Financial, offers his perspective on the markets and how MD funds have responded.
</description>
</item>

<item>
<title>Incorporation - is it the best choice for me?</title>
<link>http://mdm.ca/solutions/financial-advice/incorporation/</link>
<description>
Get strategies and tax advice!
</description>
</item>

<item>
<title>FOCUS Conference Reports </title>
<link>http://www.cma.ca/index.cfm?ci_id=89398&amp;la_id=1</link>
<description>
FOCUS - Featured Online Conference Updates brings you the latest evidence in all therapeutic areas from medical and scientific conferences around the world. Free, delivered to your inbox twice a month.
</description>
</item>

<item>
<title>It's not too late to start contributing to an MD TFSA in 2009.</title>
<link>http://mdm.ca/solutions/investments/tfsa/</link>
<description>
Increase your investments without paying tax on your investment earnings with the new MD Tax Free Savings Account (TFSA). Currently, you can contribute up to $5,000 each year. Talk to an MD advisor today about opening your MD TFSA, and discover how this valuable investment account can help you reach your goals sooner.
</description>
</item>

<item>
<title>View current MD career opportunities.</title>
<link>http://mdm.ca/careers/</link>
<description>
We've been named one of the Top 25 Employers in the National Capital area for 2009.
</description>
</item>

<item>
<title>We listened to you. New MD account management system gets first scheduled update, with improvements based on your feedback.</title>
<link>http://mdm.ca/system-update/august/</link>
<description>
On August 15, 2009, the system was updated to improve the functionality of the system and address issues raised through client feedback. 
</description>
</item>

<item>
<title>CMA Holdings Incorporated Streamlines Corporate Structure</title>
<link>http://mdm.ca/news/2009/cma-holdings-incorporated-streamlines-corporate-structure.asp</link>
<description>
As first announced last year, we are aligning and streamlining our businesses to better and more efficiently serve our clients across our financial services and practice solutions offerings. While this is an administrative announcement and will have little immediate impact on how we do business, you can expect to hear more from us in the coming months as we introduce the new structure and continue to build a strong MD brand.
</description>
</item>

<item>
<title>Quarterly podcasts - the 2nd quarter in review</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>
Investment markets rallied during the second quarter. Listen as Craig Maddock, Assistant Vice President, Investment Management Group at MD Financial, examines market conditions and the impact on the MD Family of Funds.
</description>
</item>

<item>
<title>Important information about your MD Management statement</title>
<link>http://mdm.ca/new-statements/</link>
</item>

<item>
<title>cma.ca - Clinical resources for all your needs</title>
<link>http://www.cma.ca/index.cfm/ci_id/49352/la_id/1.htm</link>
<description>
Access leading clinical resources - from drug databases to over 1,000 peer reviewed journals at your fingertips.
</description>
</item>

<item>
<title>MD clears the air</title>
<link>http://mdm.ca/news/2009/clearing-the-air.asp</link>
</item>

<item>
<title>MD converts to new account management system</title>
<link>http://mdm.ca/system-enhancement/</link>
<description>
Recently, MD Management Limited converted to a new account management system. These changes will not affect your MD investments, but you will see service improvements, especially if you manage your MD accounts online.
</description>
</item>

<item>
<title>2009 Canadian Medical Foundation golf tournament - September 16, 2009 - Milton, Ontario</title>
<link>http://mdm.ca/news/2009/2009-cmf-golf-tournament.asp</link>
<description>
Your participation will support the Canadian Medical Foundation's charitable programs.
</description>
</item>

<item>
<title>Convenient banking and borrowing that works in your best interest</title>
<link>http://mdm.ca/solutions/banking/all-in-one/</link>
<description>
With All-In-One Banking&#8482; you can combine your chequing, high-interest savings, loans and mortgages within a single line of credit banking solution that gives you greater convenience and lower interest costs.
</description>
</item>

<item>
<title>First-year medical students: organize your finances for medical school</title>
<link>http://mdm.ca/students-residents/new-entrant-program/</link>
</item>

<item>
<title>Listen to our 1st Quarter overview podcast</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>
Listen to Craig Maddock Assistant Vice President, Investment Management Group at MD Financial as he reviews the quarter and reveals how MD Family of Funds responded to the challenges impacting investment markets.  Also read the companion paper, "Tip of the Iceberg".
</description>
</item>

<item>
<title>MD Funds Management Inc. introduces new Fund Advisors</title>
<link>http://mdm.ca/news/2009/buidling-strong-portfolios.asp</link>
<description>
Learn how MD Financial has reinforced the MD Dividend Fund, MD Select Fund and MD American Growth Fund.
</description>
</item>

<item>
<title>Love your home and your new mortgage</title>
<link>http://mdm.ca/solutions/banking/personal-banking/mortgages.asp</link>
</item>

<item>
<title>Minimize your tax bill</title>
<link>http://mdm.ca/solutions/insurance/md-life-plan/building-tax-advantaged-assets.asp</link>
<description>
Learn more about how MD advisors can help you reduce your tax bill while still keeping your corporate and/or personal savings invested.
</description>
</item>

<item>
<title>Webcasts: An outlook on Global Markets and Perspectives on Fixed Income Investing</title>
<link>http://mdm.ca/webcasts/fund-advisor-series/</link>
</item>

<item>
<title>Students and residents - Plan for your future and reward yourself at the same time</title>
<link>http://mdm.ca/solutions/banking/students-and-residents/line-of-credit.asp</link>
</item>

<item>
<title>Clinical resources for all your needs - cma.ca</title>
<link>http://www.cma.ca/index.cfm/ci_id/49352/la_id/1.htm</link>
<description>
Access leading clinical resources. From drug databases to over 1,000 peer reviewed journals, you can have them at your fingertips at cma.ca.
</description>
</item>

<item>
<title>Quarterly outlooks provided by the Investment Managers for MD Funds are now available</title>
<link>http://mdm.ca/solutions/investments/performance/</link>
<description>
Access the most recent MD Fund Quarterly outlook through each individual fund name.
</description>
</item>

<item>
<title>Our latest podcast examines the forces influencing investments in 2008</title>
<link>http://mdm.ca/webcasts/md-fund-performance/</link>
<description>
Listen as Craig J. Maddock, CFA Assistant Vice President Investments reviews the year and how it impacted MD Funds and investor portfolios.
</description>
</item>

<item>
<title>Federal Budget 2009</title>
<link>http://mdm.ca/news/2009/2009-federal-budget.asp</link>
</item>

<item>
<title>Talk to us. It's the best investment you can make right now</title>
<link>http://mdm.ca/news/2009/talk-to-us.asp</link>
<description>
In volatile markets, good advice is more valuable than ever. An MD Management Limited (MDM) advisor can help you gain clarity and peace of mind on the questions that matter most right now.
</description>
</item>

<item>
<title>You can always count on MD advice</title>
<link>http://mdm.ca/news/2009/count-on-us.asp</link>
<description>
Your MD Management Limited (MDM) advisor will help you understand the current market risks and opportunities, and give you a clear view of where you stand today and where you want to be tomorrow.
</description>
</item>

<item>
<title>Consider maximizing your RRSP contribution using an RRSP loan or personal line of credit.</title>
<link>http://mdm.ca/solutions/banking/personal-banking/rsp-loans.asp</link>
</item>

<item>
<title>MD Financial announces year end capital gains distributions</title>
<link>http://mdm.ca/solutions/investments/distributions/</link>
<description>
MD Financial announces the following distributions for selected MD funds and MD Private Investment Management Pools.
</description>
</item>

<item>
<title>Redesigned MD Financial website makes it easy for you to find the online advice you need</title>
<link>http://mdm.ca/news/2008/mdfinancial-redesign.asp</link>
<description>
The new site makes it easy to find what you're looking for by arranging information according to your needs.
</description>
</item>

<item>
<title>mydoctor.ca Health Portal Development Area</title>
<link>http://www.cma.ca/index.cfm/ci_id/88212/la_id/ 1 .htm</link>
<description>
The Development Area is a collaborative space that gives you the opportunity to try new Health Portal features and provide feedback directly to our team. Help us design tools that will work for you and your patients!
</description>
</item>

<item>
<title>Latest thinking on investing</title>
<link>http://mdm.ca/webcasts/</link>
<description>
We have added podcasts with the latest thinking from Bill Horton, our Chief Investment Strategist and various investment advisors to the MD Family of Funds. Listen to their views on important investment topics.
</description>
</item>

<item>
<title>Incorporated physicians and the Tax Free Savings Account</title>
<link>http://mdm.ca/solutions/financial-advice/incorporation/incorporated-physicians-and-tfsa.asp</link>
<description>
The TSFA will give individual Canadian taxpayers a brand new way to save up to $5,000 per year without paying tax on investment earnings. But is it a tax-efficient option for incorporated physicians?
</description>
</item>

<item>
<title>MD Money Fund - A secure investment in fluctuating markets</title>
<link>http://mdm.ca/solutions/investments/news/md-money-fund.asp</link>
<description>
Over the past few days some press reports have questioned the safety of money market funds. MD Financial does not anticipate any issues with either the liquidity of MD Money Fund or maintaining its net asset value of $10.
</description>
</item>
 
<item>
<title>Keep your vacation home in the family</title>
<link>http://mdm.ca/solutions/insurance/md-life-plan/preserving-your-estate.asp</link>
<description>
If you plan to leave your cottage or other secondary property to family members, be aware there may be capital gains tax owing when you pass away- maybe even enough to require selling the property.
</description>
</item>

<item>
<title>A message to our clients from William R. Horton Jr., CFA, Chief Investment Strategist</title>
<link>http://mdm.ca/solutions/investments/news/william-horton-message.asp</link>
<description>
I know from experience that sorting through headlines that come this fast and furious can be frustrating. I would like to provide you with more confidence in your MD portfolio and illustrate why, as an MD investor, your sense of control is increased by your resolve to ignore the noise and stay focused on your long-term plan.
</description>
</item>

<item>
<title>Saxon Financial take-over bid by IGM Financial Inc.</title>
<link>http://mdm.ca/news/2008/igm-takeover-of-saxon-financial.asp</link>
<description>
Saxon Financial take-over bid by IGM Financial Inc. will offer MD Financial clients new range of investment options.
</description>
</item>

<item>
<title>Risk - an unavoidable fact of life you can manage</title>
<link>http://mdm.ca/solutions/insurance/alliances/</link>
<description>
Manage the risk of unforeseen events compromising your future financial security with an effective insurance strategy. Take the time to understand your options.
</description>
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