National Bank of Canada

Loan & Deposit Rates

Effective: July 20, 2010

PRIME RATE	2.75%

MORTGAGES
Competitive mortgage rates are available to MD clients through our relationship with National Bank of Canada. These rates are not posted online because each individual's rate will depend on his/her unique financial situation as well as the type of tailored mortgage solution selected.

RRSP LOANS
FIXED RATE:
up to 12 months	13-24 months	25-36 months	37-48 months	49-60 months	61-84 months	85-120 months
4.00%	4.75%	5.00%	5.25%	5.50%	6.75%	7.25%

VARIABLE RATE:
3-12 months	13-24 months	25-36 months	37-48 months	49-60 months	61-84 months	85-120 months
3.50%	3.50%	4.50%	5.00%	5.00%	5.00%	5.00%

SAVINGS ACCOUNT
FROM	TO	RATE
$0.00	$4,999.99	0.80%
$5,000.00	+	0.80%
Interest is calculated on a daily basis based on the highest tier applicable for the entire account balance

CHEQUING ACCOUNTS
Student & Young Professional Privilege Account
FROM	TO	RATE
$0.00	$999.99	0.00%
$1,000.00	$1,999.99	0.02%
$2,000.00	$4,999.99	0.02%
$5,000.00	$9,999.99	0.02%
$10,000.00	+	0.02%
Interest is calculated on a daily basis based on the highest tier applicable for the entire account balance

Financier Program Account		0.10%

Direct Access Account		0.00%

All-In-One
FROM	TO	RATE
$0	$4 999	0.00%
$5 000	$24 999	0.80%
$25 000	$59 999	0.80%
$60 000	$99 999	0.80%
$100 000	+	0.80%