Legal Notices

Insurance solutions are distributed through MD Insurance Agency Limited, a subsidiary of the Canadian Medical Association. All life licensed MD Management Financial Consultants and MD insurance consultants have life licenses with MD Insurance Agency Limited.

In all cases, actual policy language will prevail.

The tax information included in this document is based on the most current Income Tax Act (Canada) rules available at the time of publication.

When you invest in a life insurance policy, you do not acquire an interest in any mutual fund or index your account may be linked to, nor do you purchase any units or legal interest in any security. Past performance is not necessarily indicative of future performance.

January, 2010

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