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Nothando Swan

I use the financial planning service because my expenses are quite extensive in comparison to what they were before.

As we know, med school costs quite a bit so I anticipated that things would start to cost more money.

I meet with my financial advisor twice a year—once in the fall and once in the spring—and we go over the budget that I have for that year.

I do my appointments over the phone, with a shared screen, and that means that I can meet anywhere. He also has very specific numbers for things and for different services or different grants that apply to me as a student.

The biggest impact that MD has had for me is giving me some perspective as to what I can expect with my budget and I’m really grateful for that because it makes me feel more at ease about the spending that I am doing and the kind of debt that I can expect to have—and how I’m going to manage it.

I have a plan and I don’t think that I would’ve had that type of perspective without MD. Having the advice and guidance of MD helps me feel at ease with my financial planning for the future.

"What's your MD story?"

Nothando Swan, Medical Student

© 2015 MD Financial Management Inc.

The commentary provided is for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice, nor should it be relied upon in that regard.

MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. For a detailed list of these companies, visit