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Having the advice and guidance of MD makes me feel secure. Secure in my investments, secure in my family’s future.
Dr. John Brewer, Family Physician
Having the advice and guidance of MD makes me feel secure. Secure in my investments, secure in my family’s future. Dr. John Brewer, Family Physician
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Why good guidance matters.

Advice has a positive impact on financial assets.

IFIC’s analysis revealed that households that work with an advisor over the long term have more investable assets when the impact of other variables was removed. What’s more, this positive effect on assets is more pronounced the longer households receive advice.


The chart shows assets for households that received advice as a multiple of the assets of households that did not get advice.2

Savings discipline doubles with advice.

One of the most important traits in successful investors is the ability to stick to a plan. IFIC discovered that advised households were able to save at twice the rate of households that did not receive advice: 8.6% versus 4.3%.

Advice positively affects retirement readiness.

More than 56% of households that receive financial advice indicated (with a score of six or higher out of 10) that they were confident about having a comfortable retirement. Conversely, just over 40% of non-advised households felt the same way.

As an MD client, you experience first-hand the true value of advice.

For more than 45 years, physicians and their families have trusted MD to steward their finances. MD is part of the Canadian Medical Association, which allows us to focus exclusively on helping members achieve their financial goals. Our clients have entrusted us with more than $45 billion in total assets under administration.

Good guidance does matter—meet with an MD Advisor to review your investment goals and financial plan.

Four times more physicians trust MD.3

1 The Value of Advice Report 2012, the Investment Funds Institute of Canada.

2 The Investment Funds Institute of Canada. Adapted from a chart in the 2012 CIRANO research paper “Econometric Models on the Value of Advice of a Financial Advisor.” The CIRANO chart included raw data before removing the influence of other factors. This chart shows only the econometric data, in which the influence of other factors has been removed.

3 Fifty-three per cent of Canadian Medical Association members trusted MD Financial Management as their primary financial services firm, four times more than the next closest individual competitor at 12 per cent. Survey respondents (MD clients and non-MD clients) were also asked to identify their primary financial institution (MD or Other) and rate their level of trust associated with that institution. MD received the highest trust rating compared with all other firms rated. Source: MD Financial Management Loyalty Survey, June 2014.

MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. For a detailed list of these companies, visit md.cma.ca.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing.

Mutual funds are not guaranteed. Their values change frequently and past performance may not be repeated. To obtain a copy of the prospectus, please call your MD Advisor, or the MD Trade Centre at 1 800 267-2332. The MD Family of Funds is managed by MD Financial Management Inc., a CMA company.