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MD Blog

  • The Perfect Calm: Three Reasons to Feel Good About the New Year

    Economic reports make frequent use of the word “but,” as in, “some developments look positive, but there are storm clouds on the horizon,” or, “times are difficult now, but there is light at the end of the tunnel.” Heading into the early months of 2018, however, we may be able to dispense with the caveats and give that word a rest. That’s because three trends have come together to create not the perfect storm, but the perfect calm. How long ...

  • Why We Don’t Set Clocks By Market Cycles

    It’s closing in on 10 years since North American markets tumbled into the financial crisis of 2007–2008. Today, as U.S. benchmarks flirted with record highs, it’s reasonable for investors to ask if we might be nearing the end of another cycle—can a bull market continue to run over this length of time? The easy answer is that market cycles don’t follow timelines—especially viewed from a global perspective, not just a North American one. Global ...

  • NAFTA in the Netflix Age

    The year the North American Free Trade Agreement came into effect, there was no such thing as Google and you had to walk to Blockbuster to watch a movie at home. As NAFTA negotiations intensify in the coming weeks, there are many questions about the future of this long-standing agreement, from its impact on Canada’s economy to whether Canadians will ever be able to access U.S. Netflix. (My fingers are crossed on the latter). I strongly believe ...

  • What Higher Interest Rates Mean For You

    The financial pages were abuzz on July 12 with the Bank of Canada’s (BoC) first rate increase in seven years. What does the move from 0.50% to 0.75% mean to your loans, investments or your travel plans? Read on. Canada’s economy is healthier, so rates no longer need to be at rock bottom Back in 2015, in the face of plummeting oil prices and flagging growth, the BoC lowered rates from 1.00% to 0.5%. Now, with an improved economic outlook for the ...