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  • 78289-Sub-advisor-Blackrock_730x320

    Sub-Advisor Spotlight: Like Scuba Diving, Investing Starts with Knowing the Risks

    MD’s global sub-advisors are hired for their investment philosophy, asset management expertise, investment research, innovation and, above all, their great people. In this series, you’ll meet a few of the faces behind our funds, pools and portfolios. Jerry Seinfeld joked about scuba diving during one of his early appearances on “The Tonight Show,” asking how anyone could enjoy an activity where the main goal is “to not die”. And judging by ...

    Posted February 15, 2018  |  By MD
  • 54937-md-blog-long-term-investing_200x200 (1)

    Medical Residents: 10 Painless Tips for Filing Your Income Tax Return

    There are people out there who love income tax season. They like crunching the numbers and determining if they get a tax refund. For medical residents, surely it’s one of the last things on your mind right now. But income tax returns must be done, and the deadline is April 30, 2018. So gather your tax slips and documents as you receive them and be ready to go.  1. Use certified tax software The Canada Revenue Agency publishes a list of ...

  • 76138-MD-blog-Equity-market_200x200

    It’s About Achieving Your Financial Goals

    Like most creatures on the planet, we are wired to over-react to potential dangers. Like when one of my kids encounters a medical condition and I Google the symptoms, revealing a myriad of possible and mostly terrifying causes. Naturally, I immediately fixate on the worst possible, but least probable diagnosis. Of course, to my relief, after proper diagnosis by our family physician, it’s just something common and easily treatable. It’s no ...

  • 74741-MD-blog-cryptocurrency_200x200

    Blockchain: The Real Investment Opportunity Behind Cryptocurrencies

    Last weekend, hackers stole US$530 million dollars worth of NEM coins from a cryptocurrency exchange in Japan. NEM isn’t as well known as Bitcoin, but it has plenty of backers, and the theft affected more than a quarter of a million cryptocurrency investors. Although this was the largest cryptocurrency theft to date, it wasn’t the first, and it’s unlikely to be the last. Hackers stole roughly US$400 million in Bitcoin from another Japanese ...

  • 73877-MD-blog-FOMC-Jan2018_200x200

    U.S. Federal Reserve Holds Rates Steady

    On January 31, the Federal Open Market Committee (FOMC) announced its unanimous vote to leave the target range for the federal funds rate unchanged at 1.25% – 1.50%. The decision was so widely expected, it represented a non-event for markets. The economy and labour market are strong The FOMC announcement noted that “the labour market has continued to strengthen and economic activity has been rising at a solid rate.” But with the recent rate ...

  • 73877-MD-blog-Oil-and-Natural-Gas_200x200

    Sector Scan: A Tale of Two Energy Markets

    Here in Ottawa, we rang in 2018 with a deep freeze as temperatures dipped to minus 20 degrees Celsius, and on some days below minus 30 degrees with the wind-chill factor. I have to confess that I’m not a big fan of the cold and wish the winters in our beautiful country were a bit warmer, but as a Canadian, the cold is in my blood. Most days during the deep freeze, just the thought of wrestling my car to start made me cringe. It’s during these ...

  • 70762-MD-blog-BoC-annouce-01-18_200x200

    Interest Rates Are on the Rise. Here’s Why.

    As expected, the Bank of Canada (BoC) raised its overnight interest rate on Wednesday, January 17, from 1% to 1.25%. In the official announcement and the monetary policy report released on the same day, the Bank cited more robust economic growth here in Canada and abroad as important factors in the decision. The economy is living up to its potential From 2008 until mid- last year, Canadian economic growth had been sluggish according to the ...

  • 71419-MD-blog-Robotics-and-AI_200x200

    Are We Ready For Consumer Robots?

    It’s been a cold winter in Canada so far, something few of us like. However, it’s not all bad—trapped indoors by the bitter weather one recent Sunday afternoon, I spent several happy hours with my nine-year-old daughter building and programming her Lego Mindstorms robot. She’s been asked to join the Lego Robotics team at school, clearly showing that her generation is being taught to solve problems using robots. R2-D2 vs. the Roomba This ...

  • 69802-md-blog-january-effect_200x200

    Starting Off the Year Right

    With the holiday season behind us, it’s that time of the year where I turn my attention to two things: losing the 10 pounds of holiday weight I’ve gained and looking for signs in equity markets to see what’s in store for 2018. The first will come with healthier dietary choices and getting back to regular exercise (albeit slower than I would like), but figuring out what equity markets will do this year is a tad bit more complicated. A positive ...

  • 66872-md-blog-media-curation_200x200

    The Perfect Calm: Three Reasons to Feel Good About the New Year

    Economic reports make frequent use of the word “but,” as in, “some developments look positive, but there are storm clouds on the horizon,” or, “times are difficult now, but there is light at the end of the tunnel.” Heading into the early months of 2018, however, we may be able to dispense with the caveats and give that word a rest. That’s because three trends have come together to create not the perfect storm, but the perfect calm. How long ...