GROWTH THROUGH COMPOUNDING

Every successful investor knows that compounding is the power behind savings growth.

1. CONTRIBUTIONS
2. RATE OF RETURN
3. COMPOUNDING
4. TIME
5. SAVINGS GROWTH

A GOOD SAVINGS PLAN IS MORE THAN WHAT YOU PUT INTO IT.

HERE'S AN EXAMPLE:

1. CONTRIBUTIONS

All great savings plans are rooted in what you contribute.
YOUR REGULAR CONTRIBUTION
$100

2. RATE OF RETURN

When you invest, you expect a return for putting your money away.
YOUR RATE OF RETURN
5%

3. COMPOUNDING

When you reinvest your returns, you “compound” the benefi¬ts of your own contributions.
COMPOUNDING FREQUENCY
Annual

4. TIME

Small, regular contributions can add up—even without compounding returns.
$100/mo | FOR 25 YEARS
$30,100

5. SAVINGS GROWTH

More than what you put away, the power of compounding generates additional savings for you.
YOUR CONTRIBUTIONS GROWTH
$28,812

INVESTING ESSENTIALS
CONTRIBUTIONS + COMPOUNDING + TIME

SEE FOR YOURSELF.
TRY MD’S COMPOUND GROWTH CALCULATOR TODAY.

Trust your MD
1 800 267-2322
mdm.ca/tools/compound-growth

The information contained in this document is not intended to off¬er foreign or domestic taxation, legal, accounting or similar professional advice, nor is it intended to replace the advice of independent tax, accounting or legal professionals. Incorporation guidance is limited to asset allocation and integrating corporate entities into financial plans and wealth strategies. Any tax-related information is applicable to Canadian residents only and is in accordance with current Canadian tax law including judicial and administrative interpretation. The information and strategies presented here may not be suitable for U.S. persons (citizens, residents or green card holders) or non-residents of Canada, or for situations involving such individuals. Employees of the MD Group of Companies are not authorized to make any determination of a client’s U.S. status or tax ling obligations, whether foreign or domestic. MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. MD Financial Management Inc. is owned by the Canadian Medical Association. This document is intended to show growth of investments before income tax is applied.

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