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Mortgage Calculator

Explore your mortgage options and see how changes to your term, amortization, interest rates and payment frequency impact the total cost of your mortgage.
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Mortgage form

Mortgage chart

Your payment is:
$   .

With additional payments, you will save $0 in interest costs over the length of your mortgage.

Results table
Interest costs
Over current term:  
Over total amortization period:  
End of term mortgage balance:  

Mortgage rates are compounded semi-annually within this tool.

The calculations in this tool are based on a fixed rate of return.

Canada Mortgage and Housing Corporate (CMHC) mortgage insurance premiums listed within this tool are current as of June 1, 2015.

This calculator rounds to the nearest dollar.

MD Advisors can help you explore your mortgage options and costs

An MD Advisor* can work with you to present mortgage options and demonstrate how changes to your term, amortization, interest rates or payment frequency can affect the total cost of your mortgage.

* MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec).