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You always have financial options.

onboardMD, MD Financial Management and Scotiabank Healthcare + logos

Manage your expenses with a little extra cash.

When it comes to your finances the choice should be simple, even if it means switching. We want to get you started with up to $650, and all you have to do is complete the steps below to qualify.

  1. Sign up to receive emails from MD Financial Management regarding exclusive events, products and services and the newsletter.
  2. Open a new Scotia Professional® Student Plan Line of Credit to earn $300.
  3. Open a new Scotiabank Ultimate Package and complete the qualifying transactions within 60 days for a $350 welcome bonus.

 Additional conditions apply. See full eligibility criteria and conditions.

Before you start, does this sound like you?

  • You’re a Canadian resident.
  • You’re a medical student or in a Canadian residency/fellowship program.
  • You are at least the age of majority in your province or territory.
  • This line of credit would be for your own personal use.

Take the first step toward earning up to $650 when you open a Scotia Professional® Student Plan Line of Credit by signing up for the MD newsletter!*

Med school can cost up to $200,0001

We understand the challenges you’ll face in medical school and the stress of funding your studies. That’s why onboardMD™ is making available through Scotiabank®, a great solution to help with your medical school expenses— a line of credit of up to $350,000 with an interest rate of prime minus 0.25%2, and no annual account fees.

Get your application started in about 7 minutes by providing some information. We’ll take it from there.

Select the statement which best describes your situation:

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I have an existing student line of credit and I’m thinking of switching.

Form

I’m applying for a new student line of credit

Banking Information
Personal Information
Residential Information
Academic Information
In order to create your contact profile, Scotiabank will need some information about your future academic plans.
Thank you. Your form has been submitted successfully! You will receive a confirmation email shortly, and a Scotiabank advisor will contact you within the next 48 hours.

Banking solutions for medical students

Scotiabank has worked with MD Financial Management (MD), to deliver the Scotiabank Healthcare+ Physician Banking Program with banking solutions designed to meet your unique needs as a medical student. In addition to the Scotia Professional® Student Plan Line of Credit as a medical student you can receive savings and rewards on personal banking solutions to help you manage your finances, including:

  • Scotiabank Preferred Package Chequing Account
  • Selection of one or two credit cards to get a combined pre-approved credit limit of up to $10,000

For full details visit Scotiabank Healthcare+ Physician Banking Program

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Scotiabank has more financing options for you

® Registered trademarks of The Bank of Nova Scotia.

MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. For a detailed list of these companies, visit md.ca.

Banking and credit products and services are offered by The Bank of Nova Scotia “Scotiabank”. Credit and lending products are subject to credit approval by Scotiabank.

* Full offer eligibility criteria and conditions.

The Ultimate Package monthly account fee is waived for eligible physician clients on one (1) Ultimate Package account (“Account”). The monthly account fee will be waived and will not appear as a charge on your Account provided the Account is open and in good standing at the time of the waiver. All other applicable service charges on the Account will continue to be applied. Maximum one offer per customer. This offer is non-transferable and may be changed, cancelled, or extended at any time without notice.

1 Source: AFMC Graduation Questionnaire National Report 2018

2 The annual interest rate will vary with Scotiabank Prime and, where applicable, the adjustment factor. Scotiabank Prime is the prime lending rate of Scotiabank published from time to time and is subject to change. We may also change the adjustment factor with prior notice. You can find the current Scotiabank Prime lending rate at www.scotiabank.com/ca/en/personal/rates-prices.html or by contacting Scotiabank 1 800 4SCOTIA (1 800 472-6842).

All banking and credit products and services are solely offered by The Bank of Nova Scotia “Scotiabank”. Credit and lending products are subject to credit approval by Scotiabank.

onboardMDTM is a trademark of The Bank of Nova Scotia, used under licence.

® Registered trademarks of the Bank of Nova Scotia, used under license.