We have detected that you are using an unsupported browser. To ensure the security of your account, you must update your browser to the latest version.
Nous avons détecté que vous utilisez un navigateur qui n’est pas pris en charge. Pour assurer la protection de votre compte, vous devez mettre votre navigateur à jour avec la dernière version.
Your first-party cookies are currently disabled. You will not be able to access all of the functionalities on this website. To enable your first-party cookies, please follow the directions at https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto.
Vos cookies internes sont actuellement désactivés. Ces cookies sont requis pour accéder à toutes les fonctionnalités de ce site web. Pour activer vos cookies internes, veuillez suivre les directives à l'URL suivante: https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto.

Protect what matters most with insurance

Discover how insurance fits into your Total Wealth Plan.

Contact an MD Advisor*

Protect what you’ve built

You've worked hard to build your career, your practice and the life you've envisioned. As your wealth grows, protecting your income, assets and the people who matter most becomes just as important. Insurance can help safeguard your financial future while supporting your long-term financial goals.

Planning beyond protection

Insurance is more than protection — it can play an important role in your Total Wealth Plan. From helping protect your income to supporting tax-efficient wealth preservation and transfer strategies, insurance can help you build, protect and share your wealth throughout your life and beyond.

Whether you're early in your career, growing your practice or planning for the future, an MD Advisor can help you understand how insurance fits into your overall financial strategy.

A Physician's Story: Finding financial security with an MD advisor

Read article

Insurance solutions for every need at every stage of your career

Your needHow we can help
I want to protect my income Life, disability and critical illness insurance can help protect you and your family from the financial impact of unexpected events — an early death, becoming disabled, taking time to recover from a critical illness and living longer than expected. This coverage helps to ensure your and your family’s standard of living can be maintained.
I want to minimize taxesSheltering some of your assets inside a life insurance policy could help reduce your annual tax burden, minimize estate taxes, and create a tax-advantaged income stream in retirement.
I want to maximize my estate Life insurance policies can help reduce the taxes that would otherwise be payable in the future. Your policies can also provide funds to pay for your taxes at death so that more of your assets can pass to your loved ones.
I want to maximize my wealthMaximizing wealth is a balancing act between growth, risk and protection. Including insurance as part of your overall wealth portfolio can lower your overall risk and lock in returns as they occur, allowing you to take a more aggressive investment approach with other assets.
I want to leave a legacy You may want to transfer assets to your children or grandchildren or support a meaningful charity or organization. Insurance strategies can play a key role in your overall estate planning to provide a tax-efficient way of reaching these goals.

Benefit from our alliance with your provincial medical association

As well as helping you work insurance into your overall financial plan, your MD Advisor* works closely with your provincial medical association insurance advisors to find you the best insurance solutions.

Provincial medical association insurance partners:

Universal Life Investment Accounts

Please visit the appropriate partner site below for rates and performance:

* MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec), or an MD Private Investment Counsel Portfolio Manager.