MD Physician Council
Our commitment to physicians
MD Financial Management (MD) is the only national financial services firm committed to the financial well-being of Canada’s physicians and their families. To ensure our products and services consistently align with what matters to you most, we knew we needed to better understand the circumstances you experience throughout your career.
That’s why we launched the MD Physician Council, a diverse group of physicians who collectively help us remain accountable so that we continue to know and serve you better than any other financial institution does.
What it means to be on the MD Physician Council
Representing physicians
Council members are an engaged group of physicians with diverse attitudes, interests, specialties and financial knowledge. They represent all stages of the physician life cycle — from residency to retirement.
Improving our products and services
Members meet three times a year to to discuss MD’s products and service offerings, key initiatives and trends and issues affecting Canada’s physicians.
Increased opportunities
Council members have the chance to represent their peers, collaborate with other physicians from across the country and increase their financial literacy.
Meet your MD Physician Council members
Dr. Jesse Kancir
Halifax, N.S.
Dr. Jesse Kancir practises medicine in Nova Scotia, where he is Regional Medical Officer of Health and a family physician. Drawing on his experiences in governance and policy, he serves on committees with the Royal College of Physicians and Surgeons of Canada, the College of Family Physicians of Canada and Doctors Nova Scotia.
He has also served as president of the Canadian Federation of Medical Students and as a public member on the board of the Association of Faculties of Medicine of Canada. In addition to his medical training, Dr. Kancir earned graduate degrees from the London School of Economics and the University of Cambridge.
Dr. Yordan Karaivanov
Goose Bay, NL
For the last 23 years Dr. Yordan Karaivanov has been practising in Labrador, where he provides comprehensive care to his patients, most of whom are Indigenous. At one point he was the family physician to five generations of one family.
Dr. Karaivanov is an associate professor of medicine at Memorial University of Newfoundland. His areas of research include diabetes care for Indigenous people, suicide and increasing the capacity of rural practices to support resident research.
Dr. Karaivanov served as president of the Newfoundland and Labrador Medical Association and as board member of the Canadian Medical Association and the College of Family Physicians of Canada. Currently, he is Division Chief of Patient Safety and Quality of Care at NL Health Services and sits on the council of the College of Physicians and Surgeons of Newfoundland and Labrador.
Dr. Susanna Martin
Saskatoon, Sask.
Dr. Susanna Martin is a recently retired Pediatrician and Assessment Lead for undergraduate medical education at the University of Saskatchewan.
Originally from Ontario, Dr. Martin earned her MD at McGill, and completed her residency in pediatrics at the Montreal Children’s Hospital. She worked in general consulting pediatrics in rural Newfoundland before moving to Saskatoon. She joined the Department of Pediatrics at the University of Saskatchewan to pursue her interest in medical education and had a consulting pediatric practice, teaching students and residents. She held several undergraduate and post graduate roles, including pediatric residency program director and course director of a new clinical skills course. She later earned a postgraduate diploma in Medical Education from the University of Dundee. Subsequently, Dr. Martin led the undergraduate assessment program at the University of Saskatchewan and chaired the Assessment and OSCE subcommittees, implementing numerous quality improvement initiatives in student assessment.
Dr. Martin has served on the boards of the Saskatchewan Prevention Institute and the Canadian Pediatric Society, and has liaised with the American Academy of Pediatrics on two educational subcommittees. She has also volunteered extensively with the Royal College of Physicians and Surgeons of Canada, in accreditation as well as in examination development and administration. Additionally, Dr. Martin served as chair of the multiple-choice exam subcommittee and served on the Pediatric Specialty Committee during the transition to competency-based medical education, where she formed part of the working group developing the pediatric entrustable professional activities.
Although officially retired she continues to teach in the undergraduate program and participate in standard setting and exam quality reviews, while spending more time travelling and continuing with lifelong learning.
Dr. Franco Rizzuti
Calgary, Alta.
Dr. Franco Rizzuti is a Public Health and Preventive Medicine Specialist, as well as a Medical Officer of Health with Alberta Health Services (AHS). As a native Calgarian, he is a proud University of Calgary alumnus where he earned a B.Sc. in Cellular, Molecular and Microbial Biology, as well as an MD. Additionally, Dr. Rizzuti completed his graduate studies in physician leadership and post-graduate training at the University of Calgary.
Dr. Rizzuti’s interest areas within public health include emergency and disaster planning, environmental public health and health system design. He was involved in elements of the COVID-19 pandemic response and was a co-creator of the Alberta COVID-19 Exposure Response Team, AHS’ rapidly mobilized contact tracing program. Dr. Rizzuti is a passionate educator, teaching across the pre-clerkship, clerkship and residency curriculums and is part of a small team overseeing the new MD curriculum at the University of Calgary.
In addition to his clinical work, Dr. Rizzuti has extensive experience as a medical leader, having served as President of the Canadian Federation of Medical Students, the Professional Association of Resident Physicians of Alberta, the Graduate Student Association of the University of Calgary and Chair of the Alberta Graduate Council. He has also served on the boards of the Canadian Medical Association, the Alberta Medical Association (AMA), the Canadian Resident Matching Services, Resident Doctors of Canada and the Board of Governors of the University of Calgary. Currently, he serves as President of the Canadian Association of Physicians with Disabilities and is an executive member of the AMA’s Public Health and Preventive Medicine section.
Dr. Kawan Rakhra
Ottawa, Ont.
Dr. Kawan Rakhra is associate professor in the Department of Radiology at the University of Ottawa, cross-appointed to the Division of Orthopaedic Surgery, and head of the Musculoskeletal Imaging Section in the Department of Diagnostic Radiology at The Ottawa Hospital.
His clinical interests include MRI, sports medicine, advanced cartilage imaging and innovative 3D modelling techniques. As a clinical investigator with the Ottawa Hospital Research Institute, Dr. Rakhra is actively involved in imaging based, multidisciplinary basic science and clinical research projects in collaboration with researchers from the Division of Orthopaedic Surgery, the University of Ottawa and Carleton University. He also has a special interest in metrics-based evaluation systems in the academic setting.
Dr. Rakhra earned an MD at Memorial University of Newfoundland. He completed his residency in Radiology at the University of Alberta and his fellowship in Musculoskeletal Imaging at the University of Toronto.
Dr. Robert Tremblay
Chisasibi, Que.
Dr. Robert Tremblay practices family medicine in Chisasibi, a remote Cree community in northern Quebec, where he is Chief of Medicine and is serving as Clinical Representative on the Board of Directors for the Cree Board of Health.
As a faculty lecturer for the Department of Family Medicine at McGill University and for the Canadian Medical Association Joule’s Practice Management Curriculum, Dr. Tremblay is passionate about medical education, with particular interest in the transition to practice for family medicine residents.
Dr. Tremblay earned an MD at McGill University in 2011 and completed his residency program at McGill in 2013.
Dr. Sébastien Belliveau
Montreal, Que.
Dr. Belliveau earned his MD from McGill University, where he served as class president for three years and graduated as valedictorian. He was also the student representative on the Faculty of Medicine and Health Sciences Faculty Advancement Board for three years. Dr. Belliveau is passionate about urology, healthcare economics and surgical sustainability and his research primarily focuses on single-use plastics in surgery and sustainable intervention implementation. He is currently completing his residency in urology at the University of Montreal.
Dr. Belliveau earned his B.Sc. in biology and M.Sc. in neuroscience, studying Parkinson’s disease, at McGill University. As a member of the MD Physician Council, Dr. Belliveau looks forward to voicing the concerns of junior physicians and ensuring sustainability in MD Financial Management’s services for Canada’s physicians.
Dr. Shelley Zieroth
Winnipeg, Man.
Dr. Shelley Zieroth joined the section of Cardiology at St. Boniface Hospital in Winnipeg in July 2006, where she is also director of the Heart Failure and Heart Transplant clinics. She is professor at the College of Medicine, Rady Faculty of Health Sciences, University of Manitoba and the head of the Medical Heart Failure Program for Cardiac Sciences Manitoba.
Dr. Zieroth earned her MD at the University of Manitoba and went on to train in internal medicine and cardiology at the same centre. She completed her postdoctoral clinical fellowship in advanced heart failure and cardiac transplant at Toronto General Hospital.
Dr. Zieroth is involved in several international heart failure clinical trials as principal investigator, national lead or executive committee member. She is the past president of the Canadian Heart Failure Society and the Federation of Medical Women of Canada as well as co-chair of the Canadian Cardiovascular Society for heart failure guidelines. She also serves as co-chair at Canada’s largest annual heart failure meeting, Heart Failure Update, and is associate editor for the Journal of Cardiac Failure and the European Heart Journal.
Dr. Zieroth is actively engaged on social media and promotes its use for rapid access to clinical trial data, publications, and free online access to medical education. It is through these engagements that Dr. Zieroth is now recognized as a global supporter and sponsor of women in medicine and cardiology.
Dr. Talia Varley
Toronto, Ont.
Dr. Talia Varley is a Primary Care physician with subspecialty work in Addiction Medicine and Chronic Pain. She is a community-based clinician practicing across urban inner-city and rural settings at the front lines of the opioid crisis. Dr. Varley’s clinical interest areas include women’s health, healthcare systems, and management as well as women and leadership development.
Dr. Varley is the Physician Lead of Advisory Services at Cleveland Clinic Canada, where her responsibilities include developing annual strategic and financial planning, setting of corporate policy, talent management, risk management, as well as monitoring corporate performance against business plans and key performance indicators. In addition, she is an executive board member of the Women’s Professional Staff Association at Cleveland Clinic.
As a clinician leader, Dr. Varley has a unique management background that combines the rigor of medicine with the corporate training excellence of management consulting. She has deep experience with McKinsey & Company across a broad spectrum of international corporate mandates including due diligence, corporate finance, operations, human resources and talent, enterprise strategy and organizational agility, as well as digital transformation.
Dr. Varley earned a master’s degree in Public Health at Harvard University, an MD and Certification of the College of Family Physicians at McMaster University and a B.Sc. at Western University. She gained work experience at the Harvard Business School, the University of Toronto and SickKids Hospital, and is also an Adjunct Lecturer at the University of Toronto’s Institute of Health Policy, Management and Evaluation.
Dr. Christian Finley
Hamilton, Ont.
Dr. Finley is lung cancer lead at the International Cancer Benchmarking Partnership, clinical lead for Ontario Lung Screening Program, cancer surgery advisor at the Canadian Task Force on Preventive Health Care, advisor to the Canadian Cancer Society and executive member of the Canadian Association of Thoracic Surgeons.
Dr. Finley joined the MD Physician Council (the Council) at its inception, months before the pandemic began. He says there is clearly a health and human resources crisis in the wake of COVID; and in its face, he believes that healthcare professionals must find joy and a more balanced lifestyle, which has long tended to be evasive for busy physicians.
Dr. Jean-Michel Guay
Gatineau, Que.
Dr. Guay joined the MD Physician Council in his third year of residency, compelled by an interesting opportunity to have a say in decisions that could help his colleagues develop greater financial freedom. As the sole Council resident, he represented the vital perspectives of early-career physicians.
Dr. Darcy Johnson
Winnipeg, Man.
Long passionate about physician advocacy, Dr. Darcy Johnson has served North East Winnipeg as a family physician since 1983. He continues to have privileges at Concordia Hospital and to provide care at Stony Mountain Institution.
Dr. Johnson is currently secretary of the Doctors Manitoba family practice section, and he serves as executive committee member and audit committee chair for the Canadian Medical Protective Association (CMPA). Since 2015, he has been CMPA councillor for Manitoba/Nunavut.
Dr. Johnson was president of the Manitoba College of Family Physicians (2003–2004) and president of Doctors Manitoba (2007–2008). He has also served on the boards of the College of Family Physicians of Canada and Canadian Medical Association, across many committees and working groups. He was a member of the Manitoba Medical Review Committee from 1997 to 2002, and is past chair of Concordia Hospital’s Department of Family Medicine.
In 2008 Dr. Johnson received a CFPC award of excellence, and in 2009 he was named Manitoba's Family Physician of the Year, as well as one of Canada’s Family Physicians of the Year. He graduated from the University of Manitoba Faculty of Medicine in 1981.
Dr. Erika Mehl
New Westminster, B.C.
Dr. Mehl graduated from the University of British Columbia’s Faculty of Medicine in 2013 and pursued a family medicine residency in Moncton.
After completing her residency through Dalhousie University in 2015, Dr. Mehl relocated to Saskatchewan and practised in the remote northern community of La Loche. To be closer to family in British Columbia, she travelled to several First Nations communities before eventually accepting a hospitalist position at Langley Memorial Hospital.
Dr. Mehl joined the MD Physician Council for its unique nature, for the chance to hear diverse perspectives and opinions, and to gain greater financial acumen. She thinks financial literacy is a critical knowledge base for physicians, particularly early in their careers.
Dr. Hortense Nsoh Tabien
Saskatoon, Sask.
Dr. Hortense Nsoh Tabien is medical health officer for the Saskatchewan Health Authority.
She is a member of many organizations, including the Public Health Physicians of Canada and the Canadian Public Health Association. Dr. Tabien’s professional interests focus on immigrant and refugee health, family health, women’s health and physician health.
She earned an MD at the University of Milan, as well as a PhD in anatomy and cell biology and a master’s degree in public health at the University of Saskatchewan. Dr. Tabien’s residency and fellowship training were in public health and preventive medicine.
Dr. Frank Papanikolaou
Toronto, Ont.
Dr. Frank Papanikolaou is a urologist and surgeon at SickKids Hospital in Toronto, and with Trillium Health Partners, treating patients of all ages.
Along with his interest in helping people, his early interest in science led him toward medicine, and the prospect of physically taking care of patients had him pursue surgery, specifically in a specialty that offered diverse treatment options.
Dr. Papanikolaou’s interest in business and finance led him to take additional programs at the Rotman School of Management and Schulich School of Business, and widened his network through the MD Physician Council.
Dr. Stephanie Perry
Moncton, N.B.
Pediatrician Dr. Stephanie Perry practises part time at Miramichi Regional Hospital, part of the Horizon Health Network.
Dr. Perry is assistant professor of pediatrics at Dalhousie University and clinical assistant professor at Memorial University. She is involved in the clinical education of third-year medical students — via Dalhousie’s longitudinal integrated clerkship — and of pediatric PGY4s.
She earned a B.Sc. from the University of New Brunswick in 1989 and an MD at Dalhousie University in 1992. Subsequently Dr. Perry completed a one year Rotating Internship at Dalhousie followed by Pediatric residency training at Dalhousie and the IWK Health Centre.
Dr. Janet Tootoosis
North Battleford, Sask.
Dr. Janet Tootoosis began practising family medicine in 2001.
Today, Dr. Tootoosis is associate professor of medicine at the University of Saskatchewan, site director for the North Battleford Family Medicine Residency training program and rural program coordinator for the university’s Family Medicine department.
Dr. Tootoosis was one of the first members of the MD Physician Council and says she found it refreshing and energizing to share perspectives and strategies with her fellow Council members across diverse specialties, geographies and career stages.
Interested in joining the MD Physician Council?
The 2024 replenishment period is now closed. However, interested physicians are encouraged to connect with us anytime throughout the year by filling out the contact form. The Council is replenished annually on a rotating basis, as some current members complete their three-year terms.
Feedback?
If you want to know more about the MD Physician Council or have feedback for members, get in touch.
* MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec), or an MD Private Investment Counsel Portfolio Manager.