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Compound Growth Calculator

See how much you can earn on your investments over time with compound growth, and what it will take to meet your investment goal.

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How do you plan to reach your investment goal?

  • The amount of money you plan to build up to through investing and compound growth.
  • The date when you plan to withdraw your money.
  • The amount of money you’ll start with.
  • The amount of money you can regularly invest after your initial contribution.
  • How frequently you can contribute additional money to your investment.
  • The average growth you expect to earn on your investment.
  • How often your rate of return is compounded and applied to your investment. For example, bonds are commonly compounded semi-annually, while guaranteed investment certificates and non-registered savings accounts may be compounded daily.
  • The number of months or years before you plan to withdraw your money.


Your plan
Your contributions:
Your compounded returns:
Total value of your investment:
Your plan

You need to invest $ 
to reach your goal of $ 
by ,

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What we can do for you
Your MD Advisor can help you to maximize your investments to ensure that you meet your goals throughout medical school, residency, into practice and retirement.
Contact an MD Advisor
Marc Ranger
Senior Financial Consultant, MD MedEd CounselTM
Ontario Region

This tool calculates the value of your investment at the frequency of the compounding period that you choose. Any additional contributions are applied immediately at the beginning of the period. Detailed results are displayed by year, regardless of the contribution or compounding frequencies you select. If you have selected a target date where the final year is partial (for example, your target date is two years and three months from now), the final year displayed in the results may appear to grow at a slower rate, but that is only because it is not a full year.

This tool is intended to show growth of investments before income tax is applied.

This calculator rounds to the nearest dollar.

The information contained in this tool is not intended to offer foreign or domestic taxation, legal, accounting or similar professional advice, nor is it intended to replace the advice of independent tax, accounting or legal professionals. Incorporation guidance is limited to asset allocation and integrating corporate entities into financial plans and wealth strategies. Any tax-related information is applicable to Canadian residents only and is in accordance with current Canadian tax law including judicial and administrative interpretation. The information and strategies presented here may not be suitable for U.S. persons (citizens, residents or green card holders) or non-residents of Canada, or for situations involving such individuals. Employees of the MD Group of Companies are not authorized to make any determination of a client’s U.S. status or tax filing obligations, whether foreign or domestic. MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. MD Financial Management Inc. is owned by the Canadian Medical Association.