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Banking solutions

Exclusive banking offers for physicians:

Open a Scotia Professional® Student Plan and Preferred Package by Dec 16, 2020 to earn up to $600* Learn More

MDFM and Scotiabank Healthcare+ logos

We’re able to match specialized advice with financial solutions tailored to the unique needs of physicians. Whether you’re a practicing physician, retired, or starting your career as a medical student or resident, we have solutions that fit your needs.

Learn more about Scotiabank Healthcare+ Physician Banking Program

Studying and training

Student physician

Banking solutions for medical students and residents
Paying bills, managing debt, preparing for residency, starting to save and invest—we understand the many challenges you face throughout your medical training and new career as a physician. While this is the beginning of your medical journey, it’s also the start of an ongoing relationship with MD and Scotiabank, one that offers financial peace of mind and lets you focus on starting and growing your career.

Personal Banking for Students

Personal Banking for Residents

Physicians in practice

In practice physician

Banking that grows with your career
Whether it’s running your practice, caring for patients, planning for your family or investing for your retirement, we understand the challenges of being a physician. With the support of MD and Scotiabank, you have access to specialized advice and exclusive solutions for both your personal and professional life, allowing you to focus on what really matters—growing and managing your practice while taking care of patients, yourself and loved ones.

Personal Banking
Business Banking
Private Banking

Enjoying your retirement

Retired physician

Banking solutions for retired physicians
After you’ve had a long and successful career, it’s time for you to get the most out of your much-deserved retirement. Through your relationship with MD and Scotiabank, you have access to private banking services designed to enhance your lifestyle and help for you to meet your financial obligations and other considerations. We can help take care of your finances, making it easier to enjoy your retirement.

Personal Banking
Private Banking

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Ready to learn more?

For more information about the Scotiabank Healthcare+ Physician Banking Program and specialized banking solutions, speak to an MD advisor.

All products and offers, including promotional or preferred rates, fees and other features and benefits are subject to change. Additional terms and conditions may apply. Some products may be subject to credit approval.

All banking and credit products and services are offered by The Bank of Nova Scotia (“Scotiabank”) and its affiliates unless otherwise noted. All products and offers, including promotional or preferred rates, fees and other features and benefits are subject to change. Additional terms and conditions may apply.

® Registered trademarks of The Bank of Nova Scotia.

* Read the full eligibility criteria and conditions here: Students, Residents

** To be eligible for the $500 Cash Bonus Offer (the "Offer"), you must open a new Select Account for business (the "Select Account") between September 1 and November 30, 2020 and meet the following conditions:

  • You must be a physician with a medical doctorate (MD) and licensed to practice medicine in a Canadian province or territory
  • You must not be a sole or joint holder of a Scotiabank business operating account on September 1, 2020. "Scotiabank business operating account" means any of the following accounts: Select Account for business, Basic Business Account, Right Size Account for business, ScotiaOne Account Plan for agriculture, Scotia Professional Plan Plus Account, ScotiaOne Account Plan for business, Account Plan for business, Low Fee Account for business and Scotia Community Account Plan.
  • You must successfully complete a minimum of fifteen (15) eligible Select Account transactions between December 1, 2020 and February 28, 2021. Eligible transactions are any debit or credit made from the account. Note certain eligible transactions may have fees. Refer to the Transaction Fees Chart of the Guide to Fees and Interest Schedule for more information.

Provided all Offer conditions have been met, the $500 cash bonus will be credited to the Select Account by March 31, 2021, provided the Select Account is open and in good standing at the time of payout. This Offer is non-transferable; maximum one (1) $500 cash bonus per customer regardless of the number of Select Accounts opened. If more than one (1) Select Account is opened, the cash bonus awarded will be based on the first Select Account opened. Offer may be changed, cancelled or extended and cannot be combined with any other offers except as permitted.***

* Registered trademarks of The Bank of Nova Scotia.