From alternative strategies to self-directed investing, our Total Wealth Plans are built for physicians
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Invest in what really matters
Investing is essential to achieving your financial goals — and it’s about more than returns. We offer physician-focused solutions, from sophisticated options like our MD Platinum™ series and professional portfolio management to flexible self-directed investing. With the right plan tailored to you, we’ll help you grow your wealth while managing risk and investing in what really matters.
Total Wealth Planning
Not all gains are monetary. That’s why our MD Advisors* look beyond investments to create Total Wealth Plans that reflect your whole life — your career, your family and your future. With 55+ years of physician-focused experience, we provide tailored advice and strategies to help you and your family live your best life, today and tomorrow.
Objective, physician-focused advice
You can trust the advice and support you get from MD Advisors*, knowing they are obligated to act in your best interest and provide objective recommendations carefully tailored to you and your individual financial situation.
Competitive fees
Our transparent, industry-competitive pricing ensures you understand exactly what you're paying for, with no surprises.
Grow your wealth
MD Advisors* provide strategies to optimize wealth growth with tax-efficient investment options like RRSPs, FHSAs and TFSAs, incorporation benefits and other physician-focused tax-saving solutions.
Customized solutions for physicians
Discover tailored investment options to support every stage of your financial journey.
Fund performance and unit values
Stay informed with up-to-date fund performance and unit values — see how our global team of investment managers is working to deliver value every day.
View fund performanceTransparency matters
Our fee reporting goes beyond regulatory requirements, giving you a clear picture of how your costs support professional management, operating expenses and taxes. Learn more
MD Funds Unit Values
Invest with confidence
Explore insights and practical tips to help you make informed decisions about your financial future.
A guide to TFSA stock trading rules
In most cases, the investment earnings that the average Canadian would make from trading stocks within a TFSA truly are tax-free. However, according to the Income Tax Act, there are a couple of major exceptions.
Read article
Converting your RRSP to a RRIF
For the majority of RRSP holders who are or will be 71 this year, converting their RRSP to a RRIF makes the most financial sense. Here’s what you need to know.
Read article
Helping you keep your tax bill in check
There are many physician-focused tax-saving strategies available, and we can help find the ones that work best for you.
Learn how
Invest your way
Whether you enjoy the challenge of managing your own portfolio or prefer a hands-off style that leaves decision-making to a team of professional portfolio managers, MD has options to fit your goals. We give you the flexibility to invest your way — whatever your preference, we can help.
Learn more* MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec), or an MD Private Investment Counsel Portfolio Manager.
MD Financial Management (MD) provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies and Scotia Wealth Insurance Services Inc. For a detailed list of the MD Group of Companies visit md.ca and visit scotiawealthmanagement.com for more information on Scotia Wealth Insurance Services Inc.
MD Platinum™ is a trademark of The Bank of Nova Scotia, used under licence.
MD Management Limited was the first of the MD Group of Companies to be founded, in 1969. MD Financial Management Inc. wholly owns MD Management Limited. For a detailed list of the MD Group of Companies, visit md.ca.