Bond-like stability. Equity-⁠like returns.

Seeking to enhance returns while preserving capital
through private credit

With yields on traditional fixed income sitting near record lows, investors are looking for ways to boost returns. The challenge: traditional investment options offering higher returns often require taking on more equity risk.

With MD Private Investment Counsel (MDPIC), you now have access to MD Platinum™ Global Private Credit Pool, an exclusive, institutional-quality investment solution that provides the potential for increased returns with the stability of fixed income.

Seeking to enhance returns while preserving capital through private credit

Private credit refers to a broad range of non-traditional assets that are based on negotiated loan agreements with borrowing companies that do not trade on public markets.

Why invest in private credit?

Higher return potential – due to the nature of higher yielding loan agreements made with established businesses who are looking to raise capital.

Managed risk/capital preservation – lower investment risk than stocks and similar investment risk to traditional fixed income.

Added diversification – Private credit has historically shown a low correlation to traditional stocks and bonds.

Exclusivity – MD Platinum™ investors can benefit from an asset class generally reserved for institutional investors.

Part of a comprehensive wealth solution – only available until August 31, 2021

MD Platinum™ Global Private Credit Pool is a sophisticated, institutional-quality investment solution that seeks to provide higher returns while preserving capital.

Introducing the MD Platinum™ Global Private Credit Pool

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Webinar | MD Platinum™ Global Private Credit Pool

Investing in private credit: Bond-like stability and equity-like returns

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Seeking to enhance returns while preserving capital through private credit

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The information contained herein provides key information about the respective MD Platinum™ funds and is not intended to be taken by and should not be taken by any individual recipient as investment advice, a recommendation to buy, hold or sell any security, or an offer to sell or a solicitation of offers to purchase any security. The Platinum funds described in this document are subject to additional terms and conditions set out in the Platinum funds’ operative agreements and regulatory suitability requirements as considered by the MD Private Investment Counsel Portfolio Manager. The Platinum funds’ operative agreements will also set out additional information about the investment objective, terms and conditions of such fund, tax information and risk disclosure that are a material terms regarding a fund. Any investment in a fund would be speculative and would involve significant risks. The information and strategies presented here are not suitable for U.S. persons (citizens, residents or green card holders) or non-residents of Canada, or for situations involving such individuals. Employees of the MD Group of Companies are not authorized to make any determination of a client’s U.S. status or tax filing obligations, whether foreign or domestic. The fund is intended for individuals that are discretionary managed account clients of MD Private Investment Counsel, an operating division of MD Financial Management Inc., which provides investment counselling services.

Management fees and expenses associated with investing in MD Platinum private funds may be higher than fees and expenses in public security funds. No guarantee or representation is made that any MD Platinum private investment fund offered will achieve its investment objective.

There are additional risks associated with investing in private investments that are not applicable to typical investments in the public securities markets. These risks include, but are not limited to, the following: private investment funds are speculative and involve a high degree of risk; an investor could lose all or a substantial amount of his or her investment; interests in private credit investments are illiquid and there is no secondary market, nor is one expected to develop, for interests in such investments; there are significant restrictions on transferring private credit investments; private credit investments experience volatile performance; private credit funds are often concentrated and lack diversification and regulatory oversight. Leverage may be employed, which can make investment performance volatile. Private credit investments are sensitive to factors such as changes in equity values of borrowing companies, interest rates, cash flow of underlying borrowing companies, loan documentation and structuring, and a manager’s skill as well as credit risks and tax and regulatory requirements.

MD Platinum™ is a trademark of The Bank of Nova Scotia, used under licence. MD Financial Management provides financial products and services, the MD Family of Funds and investment counselling services through the MD Group of Companies. For a detailed list of these companies, visit md.ca.

Certain information contained herein constitutes "forward-looking statements." Due to various risks and uncertainties, actual events or results may differ materially from those reflected or contemplated in such forward-looking statements. As a result, the Recipient should not rely on such forward-looking statements. No representation or warranty is made as to future performance or such forward-looking statements. The information contained in this document is not intended to offer foreign or domestic taxation, legal, accounting or similar professional advice, nor is it intended to replace the advice of independent tax, accounting or legal professionals. Incorporation guidance is limited to asset allocation and integrating corporate entities into financial plans and wealth strategies. Any tax-related information is applicable to Canadian residents only and is in accordance with current Canadian tax law including judicial and administrative interpretation.

For further information on the structure, features and risks of the MD Platinum™ Global Private Credit Pool Limited Partnership, please consult the MD Platinum™ Global Private Credit Pool Limited Partnership Term Sheet and your MD Private Investment Counsel Portfolio Manager.

MD Private Investment Counsel offers investment counselling services, delivered by MD Financial Management Inc.